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At Mortivo Mortgages, we know that life doesn’t always fit into traditional lending boxes. Our Private Mortgage solutions offer quick, flexible financing for those who may not qualify with banks or need short-term funding. Whether you’re facing credit challenges, self-employment hurdles, or time-sensitive property opportunities, our private lending network ensures you get the funds you need — fast, fair, and stress-free.
Private lenders can approve and fund your mortgage much faster than traditional banks — often within days.
Private mortgages typically offer 6-month to 3-year terms, giving you flexibility while rebuilding credit or stabilizing finances.
Approval focuses on property value and equity, not just income or credit score, making it ideal for complex financial situations.
Perfect for bridge loans, debt consolidation, renovations, or when conventional lenders say no.
Start with a quick call and document review to understand your goals and financial picture.
We craft a plan that highlights your income strength and aligns with the right mortgage products.
Get connected with the best fit — whether mainstream, alt-A, or private lenders.
We handle your file through funding and continue monitoring for future improvement opportunities.
A private mortgage is a loan provided by an individual or private company instead of a traditional bank. It’s based primarily on your home’s value and equity rather than strict credit or income requirements.
When you’ve been declined by a traditional lender, need funds quickly, or require short-term financing for unique situations like bridge loans, debt consolidation, or property investment.
Terms usually range from 6 months to 3 years, allowing you to use it as a temporary solution before moving to a conventional lender.
Private lenders focus mainly on your property’s equity, market value, and exit strategy, rather than income or credit history.
Yes, they tend to be higher than traditional mortgages, reflecting the increased risk and flexibility — but they also offer faster access to funds.
We work with trusted private lenders across Canada to secure fair, transparent, and competitive terms — ensuring you get the right financial bridge when you need it most.
Schedule a one-on-one consultation with a Mortivo Mortgage expert. Get personalized advice, explore your options, and start your mortgage journey with confidence—online, over the phone, or in person.
“Motivo” is a word of Italian and Spanish origin, meaning reason, cause, or motive
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