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Commercial Mortgage in Canada

Powering Your Business and Investment Growth

At Mortivo Mortgages, we specialize in Commercial Mortgage solutions that help businesses and investors secure funding for offices, retail spaces, industrial properties, or multi-unit developments. Whether you’re expanding operations, refinancing, or purchasing your first commercial asset, our experts connect you with competitive lenders and tailor financing that matches your goals and cash flow.

Quick Facts

Tailored for Business Needs

Designed for income-generating or owner-occupied properties, including offices, warehouses, and apartment buildings.

Based on Business Strength

Approval depends on property income, business financials, and future projections, not just personal credit.

Flexible Loan Sizes

Commercial mortgages can range from hundreds of thousands to multi-million-dollar loans, depending on property value and revenue potential.

Wide Range of Lenders

We work with banks, credit unions, and private commercial lenders to find the right terms and structure for your project.

Who This Is For

How It Works with Mortivo

Discovery & Review

Start with a quick call and document review to understand your goals and financial picture.

Strategy Design

We craft a plan that highlights your income strength and aligns with the right mortgage products.

Lender Match

Get connected with the best fit — whether mainstream, alt-A, or private lenders.

Close & Ongoing Support

We handle your file through funding and continue monitoring for future improvement opportunities.

Frequently Asked Questions

A commercial mortgage is a loan used to purchase, refinance, or develop income-producing or business-use properties like offices, retail spaces, or multi-unit complexes.

Commercial mortgages are based on property cash flow and business performance, not just personal income or credit, and typically involve larger loan amounts and more detailed underwriting.

Rates vary depending on loan size, property type, and lender, but Mortivo Mortgages works with multiple lenders to secure the most competitive rates and flexible terms.

You’ll typically need financial statements, rent rolls, business plans, and property appraisals — our team helps organize and present everything lenders require.

Absolutely! You can refinance to access equity, reduce interest rates, or fund expansion, renovations, or new business ventures.

With deep lender relationships and commercial expertise, we negotiate the best possible structure, rates, and terms — helping your business grow with confidence and financial stability.

Book an Appointment Today

Schedule a one-on-one consultation with a Mortivo Mortgage expert. Get personalized advice, explore your options, and start your mortgage journey with confidence—online, over the phone, or in person.

Areas we Serve

Whitby
Burlington
Milton
Toronto
Oshawa
Mississauga
Cambridge
Elmira
Waterloo
Guelph
Oakville
North York
Kitchener
Brantford
Woodstock
London
Markham

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