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You retain full ownership of your home and can live there for as long as you wish.
The loan and accrued interest are repaid only when you eventually sell the home, move out permanently, or pass away.
The money you receive is tax-free and can be used for any purpose, such as retirement income, travel, or home expenses.
Choose how you receive your money: as a lump sum, monthly income, or a combination of both.
Start with a quick call and document review to understand your goals and financial picture.
We craft a plan that highlights your income strength and aligns with the right mortgage products.
Get connected with the best fit — whether mainstream, alt-A, or private lenders.
We handle your file through funding and continue monitoring for future improvement opportunities.
The amount depends on your age, home value, and location—typically up to 55% of your home’s appraised value.
Yes. After the loan is repaid from the home’s sale proceeds, any remaining equity belongs to your estate or heirs.
The loan is typically repaid when you sell your home, move permanently, or upon the passing of the homeowner(s)
Schedule a one-on-one consultation with a Mortivo Mortgage expert. Get personalized advice, explore your options, and start your mortgage journey with confidence—online, over the phone, or in person.
“Motivo” is a word of Italian and Spanish origin, meaning reason, cause, or motive
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