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Buy, Renovate, & Grow Sub-headline: Don’t let a fixer-upper pass you by. With an investment property purchase plus improvements mortgage in Canada, you can secure the funding to both buy a property and complete vital upgrades immediately after possession. At Mortivo, we help you roll those renovation costs into one manageable mortgage, ensuring your investment starts growing in value from day one.
Combine your acquisition price and renovation costs into a single investment property purchase plus improvements mortgage in Canada.
Strategic upgrades like kitchen remodels or basement suites can yield a high return on investment and boost rental income.
Qualified investors can often leverage this program with a down payment based on the "as-improved" value of the property.
From cosmetic updates like flooring to structural changes, most improvements that add value are eligible for financing.
Start with a quick call and document review to understand your goals and financial picture.
We craft a plan that highlights your income strength and aligns with the right mortgage products.
Get connected with the best fit — whether mainstream, alt-A, or private lenders.
We handle your file through funding and continue monitoring for future improvement opportunities.
It is a specialized loan that lets you add the cost of approved renovations to your initial mortgage at the time of purchase.
The funds are typically released only after the work is completed and verified by an inspector or appraiser.
Most programs allow you to add up to 10–20% of the purchase price, or up to $40,000, depending on the lender and insurer.
Generally, yes. Most lenders require firm quotes from third-party professionals to ensure the work meets quality and timeline standards.
Schedule a one-on-one consultation with a Mortivo Mortgage expert. Get personalized advice, explore your options, and start your mortgage journey with confidence—online, over the phone, or in person.
“Motivo” is a word of Italian and Spanish origin, meaning reason, cause, or motive
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