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Flexible Access To Your Portfolio’s Equity Sub-headline: At Mortivo, we understand that professional investors need liquidity to grow. An investment property HELOC in Canada provides a revolving line of credit secured by your rental assets, allowing you to seize new opportunities the moment they arise without breaking your existing mortgage terms.
Use your investment property HELOC to fund down payments on new properties, effectively using your current equity to multiply your holdings.
Unlike a traditional loan, you only pay interest on the funds you actually withdraw from your investment property HELOC in Canada.
Maximize your monthly cash flow with interest-only payment structures, a popular choice for savvy Canadian real estate investors.
Use your line of credit to complete Value-Add projects (BRRRR strategy) without the delay of traditional refinancing applications.
Start with a quick call and document review to understand your goals and financial picture.
We craft a plan that highlights your income strength and aligns with the right mortgage products.
Get connected with the best fit — whether mainstream, alt-A, or private lenders.
We handle your file through funding and continue monitoring for future improvement opportunities.
An investment property HELOC in Canada usually carries a slightly higher interest rate and requires more rigorous documentation regarding rental income and expenses.
Generally, you can access up to 65% of your property’s value as a HELOC, provided the total debt (Mortgage + HELOC) does not exceed 80% LTV.
Rates for an investment property HELOC in Canada are typically tied to the Prime Rate plus a small margin (e.g., Prime + 0.50% to 1.00%).
Schedule a one-on-one consultation with a Mortivo Mortgage expert. Get personalized advice, explore your options, and start your mortgage journey with confidence—online, over the phone, or in person.
“Motivo” is a word of Italian and Spanish origin, meaning reason, cause, or motive
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