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At Mortivo Mortgages, we specialize in Investment Properties Mortgages in Canada, helping investors make confident, profitable decisions. Whether you’re buying your first rental property or expanding your portfolio, our mortgage experts find the best financing solutions to maximize your returns. We make property investment simple, strategic, and successful.
Investment property mortgages typically require a larger down payment, usually 20–25%, and have different lending criteria than residential loans.
Buy-to-let or investment property loans may carry slightly higher rates than primary residence mortgages, but we secure the most competitive deals available across Canada.
Lenders often consider your projected or existing rental income when determining your maximum borrowing capacity.
The way you structure your investment (personally or through a limited company) can affect taxes and returns. Our team helps you navigate the best path.
Start with a quick call and document review to understand your goals and financial picture.
We craft a plan that highlights your income strength and aligns with the right mortgage products.
Get connected with the best fit — whether mainstream, alt-A, or private lenders.
We handle your file through funding and continue monitoring for future improvement opportunities.
Most lenders require at least a 20–25% down payment, though this can vary depending on your credit score and the property’s value.
Yes! Most lenders factor in expected or current rental income to increase your borrowing capacity and help you qualify for the investment loan.
We specialize in tailored mortgage solutions for property investors—comparing specialized lenders, managing complex paperwork, and ensuring your investment journey is strategic and profitable.
Schedule a one-on-one consultation with a Mortivo Mortgage expert. Get personalized advice, explore your options, and start your mortgage journey with confidence—online, over the phone, or in person.
“Motivo” is a word of Italian and Spanish origin, meaning reason, cause, or motive
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